Gold Loan

Gold Loan at 1%* p.m.

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Gold Loan

A gold loan is a loan which is secured against gold ornaments. A borrower pledges their gold ornaments with the lender in exchange for funds. Therefore, it is a loan which is granted against a certain physical security of gold. Gold loans have successfully enabled thousands of people to mobilize their personal assets, which would’ve otherwise simply been kept away in a locker. There are many leading finance companies like Muthoot Finance, Muthoot Group, Muthoot Fincorp, Muthoot Pappachan Group, HDFC Bank, Yes Bank etc.

  • Faster loan – Our loan sanction and disbursal is one of the quickest with easy documentation and doorstep service.
  • Competitive pricing – Very attractive loan rates and charges.

 

Gold Loan Documents

Documents Required for Gold Loan

  • Proof of Identity – (Passport / Voter’s ID / Driving License/PAN Card/Aadhar Card)
  • Signature Proof (Passport /Driving License/Banker’s verification)
  • Address Proof- (Ration card /Driving License/ Voter’s ID / Utility Bill (any one within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport )
  • Date of Birth Proof ( Driving Licence / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth)
  • 2 passport size photographs

Please note that the loan is granted for Agricultural/Business/ personal purposes. The loan amount cannot be used for purchase of Gold Coins, jewels, land or other speculative purposes

Gold Loan eligibility

  • Minimum age of applicant: 21 years
  • Maximum age of applicant at loan maturity: 65 years
  • Gold jewellery should be owned by the applicant or any of the family members.





Leading Gold Loan Providers
HDFC Gold LoanICICI Gold LoanMuthoot Gold LoanManappuram Gold Loan
Axis Bank Gold LoanSBI Gold LoanYes Bank Gold LoanPNB Gold Loan