PNB Personal Loan Features
| PNB Personal Loan Eligibility Criteria | Details |
| PNB Personal Loan Interest Rate | 9.75% p.a. |
| PNB Personal Loan Lowest EMI per lakh | Rs 2112 |
| PNB Personal Loan Tenure | 12 to 60 months |
| PNB Personal Loan Processing Fee | 1% to 2% of Loan Amount |
| PNB Personal Loan Prepayment Charges | Allowed after 12 Months (2 – 4 %) |
| PNB Personal Loan Part Payment Charges | Allowed after 12 Months (2 – 4 %) |
| PNB Personal Loan Min Loan Amt | ₹ 500,000 |
| PNB Personal Loan Max Loan Amt | ₹ 75 Lakh |
Why PNB Personal Loan?
Features
- Know your personal loan eligibility in 1 minute, available online and across all branches.
- Highly competitive interest rates for personal loans.
- Get instant approval for your loan
- Special personal loan offers* for women employees.
PNB Personal Loan Documents
Documents Required for a Personal Loan
Simple and easy documentation for personal loans (though documentation varies from individual to individual). The document requirement is based on your profession, income and loan requirement.
- Proof of identity: Copy of passport/voter ID card/driving license
- Last 6 months bank statements
- Latest 3 salary slips
- PAN Card copy
- Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
- Photographs
PNB Personal Loan Eligibility
A personal loan is known as FINANCE money that you borrow from a bank or other financial organization for your personal, rather than business Personal Loan Eligibility Criteria
Regular Income Group: This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.
Eligibility Criteria:
- Age: 21-60 years.
- Employment: Minimum 1 year of current experience
- Earning: Minimum income: Rs. 15,000/- per month net income