OBC Personal Loan

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OBC Personal Loan @ 11.49%*

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PL Interest Rates

OBC Personal Loan

WHY ORIENTAL BANK OF COMMERCE PERSONAL LOAN ?

 

Why Oriental Bank of Commerce?
Simple documentation
• Competitive pricing
• Personal loan disbursal in just 2 days*
• Transparent procedure
• Personal loans available for various needs

What do we offer?
• Know your Personal loan eligibility in 1 minute, available online and across all branches.
• Highly competitive interest rates for personal loans.
• Special offers, interest rates and nominal charges for OBC account holders.
• Special personal loan offers* for women employees.

OBC Personal loan Documents

riental Bank of Commerce Personal Loan Documents

OBC offers you personal loans with simple and easy documentation process (though documentation varies from individual to individual). The document requirement is based on your profession, income and loan requirement. Documents required are:

  • Proof of identity: Copy of passport/voter ID card/driving license
  • Last 3 months bank statement/6 months bank passbook
  • Latest salary slip/ current dated salary certificate with the latest Form 16
  • Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport

OBC Personal Loan Eligibility

riental Bank of Commerce Personal Loan Eligibility Criteria

Regular Income Group: This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.

Eligibility Criteria:

You are eligible if you are:

  • Age: 21-60 years.
  • Employment: Have had a job for at least 2 years, and a minimum of 1 year with your current employer
  • Earning: Minimum income: Rs. 12,000/- per month net income

Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Calcutta, Ahmedabad, cochin)

* Interest rate can vary as per individual's portfolio.
* All loans repayment period are over 6 months. No short term loans.
* Credit at sole discretion of the Banks we have a tie-up with.
* The Organisation do not charge money from customers.