Best Banks for Gold Loan in Ranchi
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Ranchi Features
No money left? Don’t put the burden on your self; service for Gold Loan is reachable for you. This loan is secured with minimum paperwork. This mortgage gets allowed in 48 hours when the confirmation procedure is finished. To take a Gold Loan, the entrant has to have an operative provide of economic advantage and holds an efficient credit score antiquity. And there are not any obstacles at the employee’s remuneration to apply for the Gold mortgage. Entrant will be capable of using this gold mortgage at any time and from anyplace. Gold Loan in Ranchi is a safe mortgage that has simplified to the patrons at low-priced interest rates.
Gold Loan Rate Per Gram Today in Ranchi
Bank Gold Loan Per Gram – Updated October 2020
Updated - Gold Loan Per Gram Rate |
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Gold Weight |
Gold Purity24 Carat |
Gold Purity22 Carat |
Gold Purity20 Carat |
Gold Purity18 Carat |
1 gram | 4680 | 4290 | 3900 | 3510 |
10 gram | 46800 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Ranchi Interest Rates and Charges
Feature |
Gold Loan |
Processing Fee |
Tenure |
Interest Rate |
|||
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1% | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Ranchi Documents Required
- Address Proof – Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport’s replica/Trade license /Shop & Est. License/Sales Tax report.
- Individuality Proof – Passport’s Copy/Voter’s ID card/Aadhaar card/ Driving License.
- two passport measurement photos
- Signature Proof – Passport’s Copy/Banker’s verification/ Driving License/cheque.
Additional Documents Required for Gold Loan Ranchi
- Certificate utilizing the Ornament Evaluator (Bank gets that for a candidate).
- Property Proof: In the instance of Farming Loan of more than Rs.1 lac. Then the evidence isn’t mandatory for connected agronomy functions.
- Proof of Revenue: Income Record and Form No.16
- A Promissory Letter.
Gold Loan in Ranchi Eligibility Criteria
- The entrant will have to be a citizen of India.
- The minimum age which Bank requires of the candidate is 21 years and maximum as much as 60 years.
Gold Loan Ranchi Agent and Contact Number
Loannow is the main agent for availing Gold Loan in Ranchi. You can apply online at Loannow or give a call at 9878981144 and get speedy assistance and provision for Gold Loan in Ranchi. Loannow will mean you can to search out the perfect number of Banks and NBFCs via providing you with a comprehensive market in appraisal to numerous banks so that you can make the best selection. You can discuss with the endorsed website online of Loannow and fill the form with your own and employment details. Our consumer relationship representatives will call you quickly.
Pre Calculated EMI Table for Gold Loan Ranchi
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
7.00% | 17008 | 8652 | 4477 | 3088 |
8.00% | 17058 | 8699 | 4523 | 3134 |
8.50% | 17082 | 8722 | 4546 | 3157 |
9.00% | 17107 | 8745 | 4568 | 3180 |
9.50% | 17131 | 8678 | 4591 | 3203 |
10.00% | 17156 | 8791 | 4614 | 3227 |
10.50% | 17181 | 8815 | 4637 | 3250 |
11.00% | 17205 | 8838 | 4661 | 3274 |
11.50% | 17230 | 8861 | 4684 | 3298 |
12.00% | 17254 | 8885 | 4707 | 3321 |
12.50% | 17279 | 8908 | 4731 | 3345 |
13.00% | 17304 | 8932 | 4754 | 3369 |
13.50% | 17329 | 8955 | 4778 | 3393 |
14.00% | 17354 | 8979 | 4801 | 3418 |
14.50% | 17378 | 9002 | 4825 | 3442 |
15.00% | 17403 | 9026 | 4845 | 3466 |
About Ranchi
Ranchi is the capital district of the state of Jharkhand & 4th Largest city of India by area. Ranchi was the centre of Jharkhand movement, which called for a separate state for the tribal regions of South Bihar, northern Orissa, western West Bengal and the eastern area of what is present-day Chhattisgarh.
The Jharkhand state was formed on 15th November 2000 by carving out the Bihar divisions of Chota Nagpur and Santhal Parganas.
Gold Loan in other Cities
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