Gold Loan Ludhiana

Gold Loan Ludhiana at 1%*

Apply Now & Get Instant Approval

 

Firstly let us know about Gold Loan

The loan that is given against gold, is known as Gold Loan. This includes the gold ornaments of the borrower excluding the diamond articles and mangal sutra. The borrower keeps his gold ornaments as collateral with the lender and takes the money against those ornaments. Many go for the fulfillment of their short term goal through gold loans, such as their child's education, marriage or other family problems. Many think that instead of keeping it idle at home or in a locker, the gold loan is the best option.

 

Ludhiana is a city in Ludhiana district of Indian State Punjab. the city is situated on the old banks of Sutlej river. Ludhiana acts as a major Industrial Centre in North India. Ludhiana is Asia's largest hub for bicycle manufacturing and produces more than 50% of India's bicycle.
Ludhiana is one of the biggest producers of India's tractor parts and a large portion of auto and two-wheeler parts. Many parts used in German cars like BMW and Mercedes are exclusively produced in Ludhiana to satisfy the world requirement. Ludhiana is also famous for its hosiery mills and woolen sweaters.

 

Advantages of taking Gold Loan

Know your Gold Loan Eligibility in 1 minute

Loan Tenure up to 24 months

Lowest Interest Rates

Minimal Documentation

Instant Approval in 2 hrs

Special Festive Offers and Discounts

. No salary certificate or credit card history is required

. Transparency about the Interest Rates and Processing fees

. Transparency about the Interest Foreclosure charges

 

Gold Loan Ludhiana Eligibility Criteria:

You Can check Your Eligibility criteria Here:

  • Minimum age of the applicant: 21 years
  • Maximum age of the applicant at loan maturity: 65 years  
  • Gold jewellery should be owned by the applicant or any of the family members 

 

Gold Loan Ludhiana Documents:

  • Proof of Identity - (Passport / Voter's ID / Driving License/PAN Card/Aadhar Card)
  • Signature Proof (Passport /Driving License/Banker's verification)
  • Address Proof- (Ration card /Driving License/ Voter's ID / Utility Bill (any one within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport )
  • Date of Birth Proof ( Driving Licence / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth)
  • 2 passport size photographs
* Interest rate can vary as per individual's portfolio.
* All loans repayment period are over 6 months. No short term loans.
* Credit at sole discretion of the Banks we have a tie-up with./span>
* The Organisation do not charge money from customers.