Gold Loan Kullu

Gold Loan Kullu at 1%*

Apply Now & Get Instant Approval

Why Gold Loan Kullu


Overcome your crises with the best possible option-Gold Loan. No need to wait so long or stand in a queue for the approval of your loan. Get instant approval and hassle free process. Available on simple documentation. So apply for gold loan Kullu and avail the best offers on your product.
 
What is Gold Loan?

The loan that is given against gold, is known as Gold Loan. This includes the gold ornaments of the borrower excluding the diamond articles and mangal sutra. The borrower keeps his gold ornaments as collateral with the lender and takes the money against those ornaments.. Many go for the fulfillment of their short term goal through gold loans, such as their child's education, marriage or other family problems. Many think that instead of keeping it idle at home or in a locker, the gold loan is the best option.

 
About Kullu:

Kullu is the capital of town of Kullu district in Himachal Pradesh, India. It is located on the banks of river Beas in the Kulu valley. The Kullu valley is known as the "Valley of the Gods" or "Dev Bhumi" due to many pilgrimage sites for Hindus, Buddhists, and Sikhs alike. Kullu Dusshera is a renowned International Mega Dusherra festival of Kullu valley. It attracts many foreign tourists. Other places of attractions include Manikaran, Raja Rupi Kulu Palace, Kais Dhar, Kais Dhar Medows and much more.

 
Advantages of taking Gold loan:-

  • Easy and Hassel-free Process
  • Approval in 30 minutes
  • Simple Documentation
  • Dedicated Assistance
  • No salary certificate or credit card history is required
  • Lowest Interest Rate

Interest Rate of Gold Loan


Interest Rate:

  • Generally gold loan is available at the interest rate of 11.5% to 14.5%
  • ROI for tenure less than 1 year is also available at 1%
  • Processing fees equals to 2000
  • Borrower will be given an option to pay only interest during the entire term and at the end of the tenure, you can pay complete borrowed amount in a single shot

Eligibility & Documents

Check Your Eligibility:

  • Age: 21 years and above
  • Profession: Anybody with Steady source of income including: Bank’s Employees, Pensioners
  • Documents

    • Identity Proof (Passport Copy/ Voters ID card/ PAN Card/Aadhaar Card).
    • Address proof(Passport/ Electricity Bill/Telephone bill/ Aadhaar Card).
    • Signature proof ( Passport/ PAN Card/Banker’s verification/ cheque).
    • 2 passport size photographs

    Know about the terms and conditions:

    • Foreclosure Charges- charges that are to be paid when the loan is closed before the tenure is completed.
    • foreclosure charges can be up to 1%.The minimum loan tenure is 6 Months.
    • So foreclosure charges after 6 months are 0.
    • Charges for late payment of loan Amount
    • 2% p.a. as penal interest over and above the applicable rate of interest.

* Interest rate can vary as per individual's portfolio.
* All loans repayment period are over 6 months. No short term loans.
* Credit at sole discretion of the Banks we have a tie-up with./span>
* The Organisation do not charge money from customers.