Best Banks for Gold Loan in Allahabad:
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Allahabad Features:
Living your life with the disappointment of not having enough money for accomplishing your goals hurts bad. Gold Loan Allahabad has given such needful individuals leisure to face your difficulties. It grants money in the hands of each individual who demand it and as a guarantee, it keeps their gold assets with itself safely. Loan-taker should keep in mind of bringing all the required documents for verification and approval of credit hurriedly. The applicant should also have a profitable amount and an acceptable past that includes loans.
Gold Loan Rate Per Gram Today in Allahabad:
Bank Gold Loan Per Gram – Updated October 2020
Updated - Gold Loan Per Gram Rate |
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Gold Weight |
Gold Purity24 Carat |
Gold Purity22 Carat |
Gold Purity20 Carat |
Gold Purity18 Carat |
1 gram | 4680 | 4290 | 3900 | 3510 |
10 gram | 46800 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Allahabad Interest Rates and Charges:
Feature |
Gold Loan |
Processing Fee |
Tenure |
Interest Rate |
|||
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1% | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Allahabad Documents Required:
- Two passport size pictures.
- Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Identity Proof: Passport’s Copy/ Voter’s ID card/ Driving License/Aadhaar card.
- Signature Proof: Passport’s Copy/Driving License/Banker’s verification/cheque.
Additional Documents Required for Gold Loan in Allahabad:
- Ornament Appraiser Certificate (The bank will arrange it for a candidate).
- Land Proof: More than Rs.1 lac. There is no need for proof for specific agricultural purposes in the Agronomy Loan situation, then.
- A Demand of Promissory.
- Income Proof: Record of Income and Form No.16
Gold Loan in Allahabad Eligibility Criteria:
- 21 years and 60 years are the possible ages required for the applicants.
- Any Indian citizen is can apply for the gold loan.
Gold Loan in Allahabad Agent and Contact Number:
You can appeal for a gold loan at loannow online. Loannow is the foremost supreme representative for availing gold loans in Allahabad.
Loannow helps its customers in inquiring about the best choice of Banks and NBFCs by giving them an account of details of various other banks to make a particular decision on. Visit the Loannow website and fill in the application form with your personal and employment details. The Customer Relationship Manager will talk to you on a call very soon.
Call 9878981144 and receive the instant agreement of a gold loan in Allahabad immediately.
Pre Calculated EMI Table for Gold Loan in Allahabad:
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
7.00% | 17008 | 8652 | 4477 | 3088 |
8.00% | 17058 | 8699 | 4523 | 3134 |
8.50% | 17082 | 8722 | 4546 | 3157 |
9.00% | 17107 | 8745 | 4568 | 3180 |
9.50% | 17131 | 8678 | 4591 | 3203 |
10.00% | 17156 | 8791 | 4614 | 3227 |
10.50% | 17181 | 8815 | 4637 | 3250 |
11.00% | 17205 | 8838 | 4661 | 3274 |
11.50% | 17230 | 8861 | 4684 | 3298 |
12.00% | 17254 | 8885 | 4707 | 3321 |
12.50% | 17279 | 8908 | 4731 | 3345 |
13.00% | 17304 | 8932 | 4754 | 3369 |
13.50% | 17329 | 8955 | 4778 | 3393 |
14.00% | 17354 | 8979 | 4801 | 3418 |
14.50% | 17378 | 9002 | 4825 | 3442 |
15.00% | 17403 | 9026 | 4845 | 3466 |
About Allahabad:
Allahabad is also termed as Prayagraj and Illahabad is the metropolis of Uttar Pradesh. It is located at the convergence of the Ganga, Yamuna, and Saraswati rivers. These rivers are considered holy amidst Hindus, thus, it has become a pilgrimage destination over a period of time. The place where these beautiful rivers meet is usually known as Triveni Sangam. The primary financial sectors of the district are tourism, fishing, and agriculture. The construction field is a major part of the city’s economy.
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