Education Loan for USA

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Education Loan for USA @ 9.33%

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Education Loan for USA

Education Loan is a financial help offered by the Banks and NBFCs to help a scholar in pursuing the Expensive Education. Different Banks in India offers finance which may vary according to the university or college and customers' requirement. For studies in India, banks offer maximum Education Loan amount up to 10 lakh rupees and for abroad studies, it is up to 20 lakh rupees. It may vary according to the banks or NBFCs.

United States of America is also known as US or America.  It has worlds' strongest Economy and Military. It is a powerful country and the Tech Giant in the world. The Capital of USA is Washington. The most populous city is New York. Many students from other countries come to USA to pursue higher studies. USA has various good quality and high ranked institutions where students want to study. USA provides a safe, secure and healthy environment for the students. Thats' why it has a good fame among the students. The famous courses in USA are engineering, IT & Computing, language,  agriculture, design, mass communication, journalism, fine arts, multimedia, business studies, and management.

If you have a dream to study in United States, you can avail an Education Loan. Avail the Best Education Loan for USA with the help of Dialabank.com on Lowest Interest Rates with Easy norms and Flexible schemes. Fulfill your dream of pursuing higher education and live a stable, comfortable and happy life. Enjoy the personalized and Doorstep Services of Loannow.inWe provide Education Loan for all institutions of USA.

 

Education Loan for USA- Eligibility

Education Loan For USA- Eligibility Criteria

  • You need to be a Resident Indian
  • You should be aged between 16 - 35 yrs.
  • COLLATERAL is required for all loans greater than Rs. 7.5 Lakhs.
  • All Loans require a co-applicant.

Documentation

 Documents

Salaried

Self

ID Proof Co-Applicants :Passport Copy/ Voters ID card/ Driving License/copy of PAN Card Co-Applicants :Passport Copy/ Voters ID card/ Driving License/Copy of PAN Card
Address Proof Co-Applicants :Ration card Telephone or electricity Bill/ Rental agreement/ Passport copy Co-Applicants :Ration card Telephone or electricity Bill/ Rental agreement / Passport copy/Trade license /Establishment or Sales Tax certificate
DOB Proof Co-Applicant's and Student's: Birth Certificate or 10th Class Passing Certificate Co-Applicant's & Student's Birth Certificate or 10th Class Passing Certificate
Financial Docs Co-Applicant Salaried Individual:

  • Latest 3 months Bank Statement (where salary/income is credited)
  • Employment details:3 Latest salary slips
  • Proof of Continuity current job (Form 16 / Company appointment letter )
  • Proof of Qualification Highest Degree (for Professionals / Govt. employees)
  • Mark sheet of last qualifying examination for school and graduate studies in India
  • Proof of admission to the course
  • Schedule of expenses for the course.

(If purchase of computer is involved, Certificate from the Institution with recommendations to be enclosed).

  • Two copies of passport size photographs from borrower / Co-obligate / guarantor

 

 

Co-Applicant Self-Employed Individuals & Professionals:

  • Bank Statements(latest 6 months bank statement /passbook)
  • Qualification proof of the highest professional degree
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
  • Proof of continuation (Trade license /Establishment /Sales Tax certificate)
  •  Proof of income/copy of the land records.
  • Mark sheet of last qualifying examination for school and graduate studies in India
  • Proof of admission to the course
  • Schedule of expenses for the course.

(If purchase of computer is involved, Certificate from the Institution with recommendations to be enclosed).

  • Two copies of passport size photographs from borrower / Co-obligate / guarantor

 

* Interest rate can vary as per individual's portfolio.
* All loans repayment period are over 6 months. No short term loans.
* Credit at sole discretion of the Banks we have a tie-up with.
* The Organisation do not charge money from customers.