Citibank Personal Loan

I Phone win

ctibank-logo Personal Loan @ 11.49%*

Apply Now & Get Instant Approval


PL Interest Rates

Citibank Personal Loan

What CITIBANK offers you?

CITIBANK offers you speedy loan approvals, without any heavy documentation. We provide you the best offers at the best rates. Avail funds quickly and conveniently.

Get a loan, whenever and wherever you need it. Want funds for your wedding or to pay off your medical bills? No Hassel loans provided. If you need a personal loan, then we are there for you.

Why to go for CITIBANK Personal Loan?

  • Loan amount up to Rs.30,00,000*
  • Fixed interest rate for predictable monthly payments
  • Loan funds credited to your bank account in 48 hours^
  • Balance consolidation for your Credit Card and Personal Loan outstanding#
  • Part pre-payment option available##

Citibank Personal loan Documents

Documents Required for Personal Loan

Get your personal loans with CITIBANK with minimum documentation, no hassles*:

List of documents for Salaried

  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • 2 Passport Size photographs.

List of documents for Self-Employed:

  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 6 months Bank statement.
  • Income proof (audited financials for the last two years).
  • Office address proof.
  • Proof of continuity of business
  • Proof of residence or office ownership.

 

Citibank Personal Loan Eligibility

Eligibility Criteria For Personal Loan

Regular income: This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.

You should be:

  • Age: 21-60 years..
  • Employment: A job for at least 2 years, and a minimum of 1 year with your current employer
  • Monthly Income: At least Rs. 12,000/- per month net income
                               15,000/- for Mumbai, Delhi, Bangalore, Chennai, Calcutta, Ahmedabad, cochin
* Interest rate can vary as per individual's portfolio.
* All loans repayment period are over 6 months. No short term loans.
* Credit at sole discretion of the Banks we have a tie-up with.
* The Organisation do not charge money from customers.